One big expense for small business is healthcare costs. It's one of President Obama's chief issues. It is also a big issue for NFIB and other groups. NFIB has programs that works in some states. Read more here.
I know you are buried in day to day survival but here are some options to look at. At least, a Health Savings Account and either Catastrophic Insurance or Major Medical are a must to protect yourself, your finances, your family and your business.